Helm is a financial intelligence terminal for people who manage their own money. It connects to your brokerage accounts via Plaid, aggregates everything into one view, and tells you what actually matters in your portfolio this week.
The problem:
You have a Schwab account, a Fidelity 401(k), a Roth IRA, maybe some crypto on Coinbase. You're logging into 4 apps, maintaining a spreadsheet, and still not sure what your true exposure looks like. You find out about earnings after the stock already moved. You're leaving tax savings on the table because nobody told you about them.
What Helm does:
The Current: A personalized daily brief written by AI that connects overnight market moves to your specific holdings. Not generic market news, your portfolio, your dollar impact, every morning.
True Exposure: Look-through analysis that decomposes ETFs and leveraged products into their underlying stocks. If you hold NVDA and NVDL (2x leveraged NVDA), Helm shows your real NVDA concentration at the combined weight. Covers ~50 ETFs and ~150 leveraged/single-stock products.
Tax-Loss Harvesting: Automatically surfaces positions with harvestable losses, checks for wash sale conflicts across your portfolio, suggests replacement securities, and estimates tax savings. Smart enough to exclude retirement accounts (IRA, 401k, Roth) where harvesting doesn't apply.
Portfolio Intelligence: Concentration risk alerts, sector breakdown, stress testing ("what if NVDA drops 20%?"), performance tracking, and a financial health score across all your accounts.
AI Stock Analysis: Deep analysis on any US-listed stock with fundamentals, earnings tracking, sentiment, and side-by-side comparison against any other ticker.
How it works:
Connect your brokerage, Schwab, Fidelity, Vanguard, E*Trade, Coinbase, 12,000+ institutions supported via Plaid. Read-only access. Helm can never move money, place trades, or modify your accounts. Add positions manually if you want instant reflection, they auto-reconcile when Plaid syncs.
Free tier available with full portfolio aggregation. Pro unlocks tax harvesting, earnings exposure, and the full daily brief.
