What is Creem?
Creem is the all-in-one payment platform for software companies, SaaS, and indie hackers — a true Merchant of Record that handles payments, taxes, compliance, subscriptions, affiliates, and revenue splits, so you can stop juggling tools and focus on shipping.
Built by builders, for builders, Creem is the smoothest way to sell digital products globally without breaking the bank. Already trusted by 3,000+ merchants in 100+ countries — from indie hackers to established SaaS like daisyUI, TailAdmin, and Uneed.
Why Creem?
🌍 Merchant of Record — zero tax headaches
Creem takes full liability for VAT, sales tax, and compliance across 100+ countries. No more spreadsheets, no more accountants chasing thresholds, no more "did I file in Germany this quarter?" anxiety. Creem files and remits everything for you.
💸 Transparent, flat pricing
3.9% + 40¢ per successful transaction. That's it.
No hidden international surcharges, no premium card fees, no subscription fees, no tax tool add-ons. Compared to stitching Stripe + tax tools + dunning + affiliates together, you can save up to 40% on fees.
🤝 Revenue Splits
Automatically split revenue with co-founders, partners, or affiliates — in any percentage, to any bank account or USDC wallet. Perfect for indie hackers building together or running joint ventures.
🚀 Built for the AI era
Creem is genuinely AI-native:
Official Claude Skill
creem.io/SKILL.md) — send your AI agent and ship payments in minutesMCP server for Claude, Cursor, Windsurf, ChatGPT
llms-full.txt docs ready to drop into any LLM
One-click "Open in LLM" buttons on every docs page
Features at a glance
💳 Payments & Checkout
Global payments (cards, SEPA, wallets, and more)
Optimized checkout with one-click upsells, order bumps, and product bundles
Cart recovery with smart, timed email sequences
Discount codes (percentage or fixed, with usage limits)
🔄 Subscriptions & Billing
Seat billing with prorated pricing
Smart dunning — ML-optimized payment recovery
Scheduled actions for plan changes & cancellations
Self-service customer portal (update card, download invoices, manage plan)
Free trials with automatic conversion
📦 Digital Products
Automatic license key generation and management
Secure file downloads with tracking
Private notes revealed post-purchase (e.g., VIP Slack invites, spreadsheet passwords)
No-code storefront with custom domain and templates
World-class support
This is where Creem genuinely differs from the big players:
Live chat with real humans, real fast
Email support with < 4 hour response
Discord community of 5,000+ builders
The founders themselves DM customers and ship requested features the same day
"Migrated from Stripe to Creem today. DM'd the founder, got a response in under a minute. Account approved in 5 mins." — Andrei, Founder @ ListingCat
Who is Creem for?
✅ Indie hackers tired of tax paperwork and Stripe's complexity
✅ SaaS founders who want subscriptions, dunning, and a customer portal out of the box
✅ Micro-SaaS builders selling digital products globally
✅ Teams with co-founders who need automatic revenue splits
✅ Anyone selling software in the EU, US, UK, or worldwide who wants compliance handled
The bottom line
If you're a software builder selling globally, Creem is the shortest path between code and revenue. One platform, one fee, no tax headaches, AI-native DX, and a team that ships features faster than any competitor.
Featured #1 Product of the Month on Product Hunt (Fintech) · Made with ♥ in Estonia by Armitage Labs.
👉 Get started for free at creem.io
